Key Product Features
No EFTPOS Fees
Our EF Global Group Credit Cards have zero fees when using EF Global Group EFTPOS machines across PNG.
No Monthly Account Fees
An annual fee of PGK50 and PGK100 is applied to both the EF Global Group Classic and EF Global Group Gold Credit Card, respectively. There are no on-going monthly charges.
Set Up Balance
A once-off set up fee of PGK50 and PGK100 is applied to both the EF Global Group Classic Card and EF Global Group Gold Credit Card, respectively. This is a once-off payment when you apply for the card.
More Account Options
When you open your EF Global Group Credit Card, it has to be linked to a savings account or a fixed deposit account – it is set up this way for security. As part of having a EF Global Group Credit Card, you also automatically become eligible to open a EF Global Group transaction account such as the EF Global Group Everyday Account. Simply visit your local branch and apply with our friendly team.
What About Other Fees?
Good question. Consistent with similar accounts, there is a once-off set up fee as well as an annual charge associated with the account.
Frequently Asked Questions
What is the EF Global Group Credit Card?
A EF Global Group Credit Card provides you with a set line of credit that you can have instant access to each month. A EF Global Group Credit Card allows you to make purchases without cash, cheque or accessing your regular bank accounts. It also allows you to make online purchases and access the global Visa network. When using a EF Global Group Credit Card, you can make purchases and or cash advances within an approved limit. Purchases are accumulated onto your credit card account and a statement is generated every month.
How do I open the EF Global Group Credit Card?
A EF Global Group Credit Card is set up the same way as a loan facility. To apply, you will need to complete our EFGlobalGroup Bank Credit Card Application and submit it to your local EFGlobalGroup Bank branch with 2 forms of valid ID. The application will be subject to our normal credit policy. As part of the application, you will need to provide a term deposit or a restricted account with an amount equivalent to the card limit – this is done for security purposes. Upon your application being processed and approved, you will receive your new card within 10 business days.
What are forms of primary ID?
When applying for a new account you will need to have 2 forms of primary ID. We classify primary ID as:
- Passport (foreign passport must include a copy of your entry permit)
- Driver’s licence
- Employment ID card with employment confirmation letter
- Current student ID and confirmation letter from your tertiary provider
- Superannuation membership card
- PNG work permit with Labour & Industrial Relations letter
- PNG Government issued photographic Licence and or Permit
- National Identity card issued by NID office
*All forms of ID must be valid. Any expired ID won’t meet the ID requirements and as such we won’t be able to accept the ID. If you don’t have 2 forms of Primary ID please call us on +1 508 723 5182 or 180 1525.
What are the features of the EF Global Group Credit Card?
- Guaranteed interest-free days on purchases
- Access to a global payment network
- “Tap to pay” on purchases under PGK50 with no pin number required
- You can receive up to 4 additional cards linked to the primary card account
What are the fees and charges attached to the EF Global Group Credit Card?
All of our fees and charges can be found in the EFGlobalGroup Bank Fees Schedule, click here to access.
If I am an existing EFGlobalGroup Bank customer, am I eligible to get a EF Global Group Credit Card?
Yes. The application process is subject to our normal credit checks. In order to get a EF Global Group Credit Card, you must provide a term deposit or a restricted account with an amount equivalent to the card limit. To apply you simply need to visit your local EFGlobalGroup Bank branch.
How many EF Global Group Credit Cards do I receive?
When you apply for your EF Global Group Credit Card, you will receive 1 card but you’re able to link an additional 4 cards to the primary card. The additional card holder(s) must be a signatory to your credit account.
What type of account can I link my EF Global Group Credit Card to?
Your EF Global Group Credit Card needs to be linked to either a deposit account or a restricted savings account that holds the equal value of the monthly limit of the card.
Am I eligible to apply for a cheque book with my EF Global Group Credit Card?
No, you’re unable to apply for a cheque book with your EF Global Group Credit Card.
Important Information
Still have questions?
Call Toll Free on 180 1525 or +1 508 723 5182
Or email us on info@efglobalgroup.com
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